Where these terms apply
This page explains how the terms apply to you when you access the account from India or from any other place where local law permits that access. If a local rule, court order or payment rule conflicts with these terms, the local rule applies to the
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extent required. Where payment names such as UPI, Paytm and PhonePe appear, they are only references to the methods that may be shown in your account for the relevant region. We may change the wording when laws, risk checks or service limits change, and the current
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version on the site is the one that applies. If you continue after a change notice, you accept the updated wording for the affected part only. We keep prior versions for internal records so we can trace which wording was live when a request, withdrawal or
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dispute was made.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.